Plan A Purpose For Your Paper

[Financial goals are personal objectives you set for how you’ll save, invest, and spend money. Financial goals are targets, usually driven by specific future financial needs.]

What are your New Year's financial goals? The countdown has begun. You may be planning how you will celebrate the coming of a New Year….. A NEW DECADE! It trips me every time the decade is put into perspective. You may be planning to write your “New Year, New Me” motto for 2020. Further planning to get back in the gym, start a plant-based diet, launch a side business and get serious about relationship goals, however, don’t forget to plan a purpose for your paper (that’s your money by the way).

Walking into a New Year with no idea what you want your financial future to look like is so detrimental to your well-being. If you’re working 40+ hours a week with no financial goals, that simply is not going to cut it! If you're just working and making enough to pay bills, that’s not going to cut it either. If you do not have any goals, ask yourself, why are you working so hard? Are you working to make someone else’s vision come into fruition? Are you working to pay bills or build a foundation for your family?

Plan A Purpose For Your Paper

For 2020, make sure you plan a purpose for your paper (your money). Make sure you are constantly planning and taking action to move forward. If you don’t have a purpose for your money, you will just spend it aimlessly. You’ll spend amounts of money that you didn’t realize that you had. Make sure you don’t spend the money that will finance your dreams because you didn’t purposely have a plan for your paper.

If you haven’t started planning, don’t worry it is not too late!

1.Tap into the future

Over this week, sit down, mediate with a pen, paper, and creative power to allow yourself to tap into the future that you would like to see. Imagine the foundation that you would like to build for yourself and your family. Imagine what you want your bank account to look like, what your investment would be like, or what type of peace of mind, that you would like to have to surround your finances. Don’t try to remember a year's worth of goals. As you meditate, write all of the thoughts on paper. Essentially, you are creating a vision list of your financial goals. Writing your goals on paper helps the manifestation process. Don’t try to remember a year's worth of goals.

2. Create Action for Completion

After you’ve composed the list of goals, write an action step next to it, with a deadline to ensure completion. If your goal is to build an emergency savings fund of x amount of dollars, your action steps may be to open a separate savings account, set up automatic deductions to go into the savings account by December 16th. If your goal is to pay off debt, your action step may be to seek a financial counselor to help you put to develop a debt repayment plan. Let’s be about it in the new year! It’s about not only finding out what you want, but what you need to DO to get there!

3. Make it personal

I want you to make it personal so the chances of you making it happen will be higher. Your financial goals will hit differently when you are paying the debt off so that you can buy a nice house (with good rates), in a nice neighborhood for the betterment of your children. Your financial goals will hit differently when you are saving so that you are able to catch a flight out of the country or to visit family at free will. Your financial goals will hit differently when you want to have money left after your paycheck and don’t have to stress waiting for your next paycheck. It could be that you want to increase income by x%, invest x amount for retirement, pay off credit card debt within 6 months, or become a millionaire by tomorrow! Make these goals hit differently, not just for the sake of it. Make it worth it.

Don’t waste your time by simply dreaming about it. It’s more rewarding to put an action plan together to make it happen.

#planforyourpaper2020

What are your 2020 financial goals? Comment below.

If you want to move forward with your plan, schedule a discovery call with me! I can provide you with the tools and resources to help you get there!